I Will Teach You To Be Rich

Ramit Sethi presents a practical 6-week program built on four pillars of personal finance: banking, saving, budgeting, and investing, with the core principle of "conscious spending"—spend extravagantly on what you love, cut costs mercilessly on what you don't. The book emphasizes automation as key to financial success and demonstrates that getting rich doesn't require expertise, just knowing the basics and getting started. Particularly useful for young people in their 20s and 30s, it offers actionable steps in a no-nonsense approach avoiding overly technical jargon.

7 sections · 22 lessons

Course outline

Mindset Foundations

  1. Your Rich Life
  2. 85% Rule
  3. Big Wins
  4. Mindset Foundations

Banking Fundamentals

  1. Credit Cards
  2. Negotiate Fees
  3. Optimal Accounts
  4. Banking Fundamentals

Conscious Spending

  1. Budgets Fail
  2. Four Categories
  3. Spend Lavishly
  4. Conscious Spending

Investment Priorities

  1. Investment Ladder
  2. 401(k) Match
  3. Roth IRA
  4. Debt vs Investment
  5. Investment Priorities

Investment Strategy

  1. Asset Allocation
  2. Index Funds
  3. Dollar-Cost Averaging
  4. Financial Expertise Myth
  5. Investment Strategy

Automation Systems

  1. Automated Money Flow
  2. Sub-Savings Accounts
  3. Automation Wins
  4. Automation Systems

Life Decisions

  1. Money & Relationships
  2. Major Purchases
  3. Life Decisions

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